When a doctor works only at a hospital, does the doctor usually have his own medical malpractice insurance?

Jordan X asked:


I’m happy with generalities, but if anyone has info specific to NY, that’d be helpful. I am curious really about two things: (1) Do doctors typically carry separate insurance beyond what is covered under the hospital’s insurance policy? (2) Does the hospital provide a separate policy for each individual doctor or clinic, or is it one big pool for the whole hospital?

I am aware of a situation in which a hospital’s insurance is about to be expended, but there are ongoing claims against individual doctors.

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