How are malpractice rates determined for surgeons?

brenton19812000 asked:


I am trying to understand what factors affect the rates that a surgeon will pay for malpractice insurance. Do new surgeons start at the same rate? What effect does a lawsuit have on a doctors rates? If a surgeon is sued, and the case is tossed out, does this affect their rates? What if they lose the case? Or if they settle out of court?

I am trying to find out what effects the rates a doctor is charged and how if there premiums will go down for good behaviour over time.

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