answerer asked:


Or, where can I find out?

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chopin1810900 asked:


In terms of a percentage, how much money does it usually eat up?

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sad.wing asked:


The facility that I work at, is under Investigation and there are several former caregivers that are in jail for alleged abuse, I want to protect myself (economically and civil wise) even though I am only a receptionist.
I Started working at this facility AFTER the alleged abuse ocurred, I am only thinking of the future, and I do have contact with the residents, I may not be their primary caregiver, but I sometimes speak and help them around and such.

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Jordan X asked:


I’m happy with generalities, but if anyone has info specific to NY, that’d be helpful. I am curious really about two things: (1) Do doctors typically carry separate insurance beyond what is covered under the hospital’s insurance policy? (2) Does the hospital provide a separate policy for each individual doctor or clinic, or is it one big pool for the whole hospital?

I am aware of a situation in which a hospital’s insurance is about to be expended, but there are ongoing claims against individual doctors.

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nalv420 asked:


Over a year ago I was misdiagnosed in WV with galbladder stones. I was so sick that I flew home to FL with a fever of 103 and they found out my kidneys were filled with fluid that contained MRSA. The doctor who reviewed my CT scan sent from up north had made a quiet comment that the previous doctor who saw me up north should have caught that.

I know that no doctor would testify another doctor (which I respect), but if the CT scan clearly shows my kidneys filled with fluid, can I try to sue?

I’m quite sure I would have gone into septic shock and died had I not been admitted that night.
Who are you to assume I didn’t suffer? Being hospitalized for a month with drains to my kidneys and a PICC line for IV treatment at home for over a month after that THATS DAMAGE to me. I have a post traumatic stress disorder of getting it again, THATS DAMAGE.

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brenton19812000 asked:


I am trying to understand what factors affect the rates that a surgeon will pay for malpractice insurance. Do new surgeons start at the same rate? What effect does a lawsuit have on a doctors rates? If a surgeon is sued, and the case is tossed out, does this affect their rates? What if they lose the case? Or if they settle out of court?

I am trying to find out what effects the rates a doctor is charged and how if there premiums will go down for good behaviour over time.

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edwardtv2000 asked:


I d like to be malpractice insurance provider how should i start?

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